Want to Grow Faster?
Here's How a Business Loan
Can Help.
Getting the right business finance doesn't have to be complicated. We compare lenders, cut through the noise, and tell you straight what fits your situation. Our service is completely free.
What Is a Business Loan?
A business loan is borrowed money that helps you fund different needs for your business — whether that's new equipment, expanding operations, managing cash flow, or covering day-to-day expenses.
The right loan type and structure depends on what you need the funds for, how long you've been in business, and your financial position. That's where we come in — we assess your situation, match you with the right lenders, and handle the process from start to finish.
At Based Finance, we work with a wide panel of banks and non-bank lenders to find business finance that fits your goals. No cost to you.
Types of Business Finance
Different needs call for different solutions. Here are the most common options.
Business Term Loans
A lump sum repaid over a fixed term. Suitable for expansion, renovations, or large one-off purchases. Available through banks and non-bank lenders.
Equipment Finance
Finance secured against the equipment itself. Easier to qualify for and repayments are structured to match the useful life of the asset.
Business Line of Credit
A flexible facility you draw from as needed — ideal for managing cash flow rather than funding a one-off purchase.
Invoice Finance
Advance funds against your outstanding invoices. Useful when you're waiting on payments and need cash flow now.
Secured Business Loans
Loans backed by an asset such as property or equipment. Typically unlocks larger amounts at better rates.
Unsecured Business Loans
No asset required as security. Faster approval but generally smaller amounts and higher rates. Good for short-term needs.
How It Works
A straightforward process from first call to funded.
Tell Me About Your Business
We start with a free discovery call to understand what you need the funds for, your business structure, revenue, and timeline.
We Assess Your Options
We compare lenders across our panel to find the right fit for your situation — matching policy, rate, and structure to your goals.
We Prepare Your Application
We handle the paperwork and submit a clean, well-prepared application to give you the strongest chance of approval.
You Get Funded
Once approved, funds are released. We stay in contact throughout settlement and beyond to make sure everything goes smoothly.
Common Questions About Business Loans
Straight answers to what we hear most.
Free — No Obligation
Ready to Explore Your Business Finance Options?
Book a free discovery call. We'll look at your situation, talk through what's available, and you can decide what makes sense. No pressure, no cost.
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This page contains general information only and does not constitute financial or credit advice. Business lending eligibility depends on individual circumstances. Fees and charges may apply. Please speak with a qualified mortgage broker or financial adviser to discuss your situation.